
RENOVATION
MORTGAGE
858-748-8240
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Analyze what your property is currently worth.
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Analyze the market and the sales comparables in detail to determine what the " As-Completed" appraised value should increase to based on the improvements you wish to make .
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Completely prequalify you up front, and present the best loan options in a detailed format.
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Determine the maximum loan amount available based on the "As-Completed" value and your credit score.
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Meet with you at your home to go over your options and the process in detail, and so we completely understand the improvements which will be included in the "As-Completed" value.
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Work with you and your Contractor to ensure that the bid and the contract forms used include the neccesary line item detail and 10% contingency required for the loan.
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Meet with your Contractor, if they wish, to go over the draw process in detail and answer any questions to ensure a smooth and pre-agreed process.
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Complete all documents required of you, and be your primary loan contact throughout the loan closing.
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Provide you with higher leverage, better service, and lower cost than you would get from your bank!
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Ensure your loan is funded as initially agreed.
On Homestyle Renovation Loans We Will....
On Conventional Cash Out Loans Using Current Value We Will....
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Analyze what your property should appraise for.
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Determine the maximum cash out amount that would be available for various loan programs.
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Completly prequalify you up front, and present the best loan options in a detailed format.
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Meet with you at your home, if you wish, to go over your options in detail.
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Complete all forms for you and handle everything through loan closing.
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Provide you with higher leverage, better service, and lower cost than you could get from your bank!
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Ensure your loan is funded as initially agreed.